[image credit: Google]
The number of online transactions has increased due to lockdown. So with many online payment apps and mobile wallets, you can make financial transactions with cashless and social distractions. WhatsApp also allows users to accept or pay online payments. WhatsApp's payments use UPI based payments. You can accept or pay money from bank accounts with your UPI link.
WhatsApp Payment option is available for Android and iOS users.
Currently only limited users and customers of the following
banks can use this feature.
1. State Bank of India
2. ICIC Bank
3. Axis Bank
4. HDFC Bank.
⧭ WhatsApp Payments Setup.
1. Open WhatsApp and go to the Settings menu and click on the Payments option.
2. Click on Add New Account.
3. Then read the Terms and Conditions and accept.
4. Verify your mobile number via SMS to process UPI leaking.
5. Then select the bank account with your UPI link. When the account is linked, you will see the message 'UPI Setup Complete' on the screen.
⧭ How to send money via WhatsApp Payment.
1. Open the chat of the person you want to send money to.
2. Click on Payment Options from Attachments Options.
3. Type the amount and click on Next.
4. Send money by entering your UPI Pin.
⧭ How to accept payment via WhatsApp Payment.
1. The person from whom the money is to be accepted. Send him a request.
2. The request must be accepted to accept payment.
3. If the person in front accepts the request and sends the money, you will get a message.
4. Check your account balance to see if you have received the money.
WhatsApp payment service is being launched in India in phases.
WhatsApp Payment was launched in 2018. The service could not be launched in India without the permission of the Central Government and the National Payment Corporation of India. But now after updating some things, this service has been launched in India. And it will be launched soon for all users.
